:root{
  --navy:#0d2340;
  --navy2:#163b68;
  --blue:#2e6ecf;
  --lime:#ccec35;
  --ink:#152235;
  --muted:#667486;
  --soft:#f3f6f9;
  --line:#e5eaf0;
  --white:#fff;
  --shadow:0 18px 55px rgba(10,34,65,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}
a{color:inherit;text-decoration:none}
.wrap{width:min(1180px,calc(100% - 36px));margin:auto}
.mini{background:#091a30;color:#fff;font-size:13px}
.mini-inner{display:flex;justify-content:space-between;align-items:center;padding:9px 0;gap:20px}
.mini-inner div{display:flex;gap:18px}
.header{position:sticky;top:0;background:#fff;z-index:50;box-shadow:0 1px 0 var(--line)}
.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo{display:flex;align-items:center;gap:10px}
.logo-badge{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--lime);font-weight:900;color:var(--navy);transform:rotate(-6deg)}
.logo-type{display:flex;flex-direction:column;line-height:.9}
.logo-type b{font-size:18px;letter-spacing:.04em}
.logo-type small{font-size:11px;font-weight:900;letter-spacing:.25em;color:#758092;margin-top:6px}
.menu{display:flex;align-items:center;gap:20px;font-size:14px;font-weight:800}
.pill,.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;background:var(--lime);color:#0d2340;font-weight:900;padding:13px 20px;cursor:pointer}
.menu-btn{display:none;border:0;background:none;font-size:28px}

.hero{background:linear-gradient(110deg,#102a4b 0%,#1b4775 62%,#5e8dc0 100%);color:#fff;overflow:hidden;position:relative}
.hero:after{content:"";position:absolute;width:520px;height:520px;border:85px solid rgba(204,236,53,.18);border-radius:50%;right:-170px;bottom:-260px}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:54px;align-items:center;padding:78px 0;position:relative;z-index:2}
.kicker{font-size:13px;font-weight:900;letter-spacing:.11em;color:var(--lime)}
.hero h1,.inner-hero h1{font-size:58px;line-height:.98;letter-spacing:-.04em;margin:13px 0 22px}
.hero p,.inner-hero p{font-size:19px;line-height:1.65;color:#e6edf6}
.hero-actions{display:flex;gap:17px;align-items:center;flex-wrap:wrap;margin-top:26px}
.big-phone{font-size:25px;font-weight:900}
.hero-card{background:#fff;color:var(--ink);border-radius:24px;padding:28px;box-shadow:var(--shadow)}
.hero-card h3{font-size:25px;margin:8px 0}
.hero-list{list-style:none;padding:0;margin:18px 0}
.hero-list li{padding:11px 0;border-bottom:1px solid var(--line)}
.hero-list li:before{content:"✓";display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:var(--lime);margin-right:10px;font-weight:900}

.strip{background:#f5f6f1}
.strip-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding:22px 0;text-align:center}
.strip-grid strong{display:block;font-size:22px;color:var(--navy)}
.strip-grid span{font-size:12px;color:var(--muted)}

.section{padding:72px 0}
.section.alt{background:var(--soft)}
.head{max-width:780px;margin-bottom:34px}
.head .eyebrow{font-size:13px;font-weight:900;letter-spacing:.1em;color:#315f9c}
.head h2{font-size:42px;line-height:1.06;letter-spacing:-.03em;margin:8px 0 12px}
.head p{font-size:18px;line-height:1.65;color:var(--muted)}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:25px;box-shadow:0 7px 24px rgba(10,34,65,.06)}
.icon{width:50px;height:50px;border-radius:14px;background:#eef5cd;display:grid;place-items:center;color:var(--navy);font-weight:900}
.card h3{font-size:22px;margin:17px 0 9px}
.card p{color:var(--muted);line-height:1.65}
.more{font-weight:900;color:#2f66af}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:steps}
.step{background:var(--navy);color:#fff;border-radius:22px;padding:28px;min-height:245px}
.step:before{counter-increment:steps;content:counter(steps);display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--lime);color:var(--navy);font-size:21px;font-weight:900}
.step h3{font-size:22px}
.step p{line-height:1.65;color:#dce6f0}

.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.panel{background:var(--navy);color:#fff;border-radius:25px;padding:30px}
.panel-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.panel-item{background:rgba(255,255,255,.08);border-radius:14px;padding:17px}
.panel-item strong{display:block;color:var(--lime);font-size:19px}
.panel-item span{font-size:13px;color:#dce5ee}

.inner-hero{background:linear-gradient(110deg,#102a4b,#1c4978);color:#fff;padding:68px 0}
.inner-hero h1{max-width:860px;margin-bottom:16px}
.inner-hero p{max-width:760px}

.form-layout{display:grid;grid-template-columns:1fr .52fr;gap:30px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:28px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field.full{grid-column:1/-1}
.field label{display:block;font-size:13px;font-weight:900;margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;border:1px solid #ccd4de;border-radius:10px;padding:13px 14px;font:inherit}
.field textarea{min-height:125px}
.help{font-size:13px;color:var(--muted);line-height:1.5}
.side{background:#eef5cd;border-radius:22px;padding:26px;height:max-content}
.side h3{font-size:24px;margin-top:0}

.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{font-size:18px;font-weight:900;cursor:pointer}
.faq p{max-width:900px;color:var(--muted);line-height:1.65}

.cta{background:var(--lime);color:var(--navy)}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:40px 0}
.cta h2{font-size:34px;margin:5px 0 0}
.cta-links{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.light{background:#fff}
.cta-phone{font-size:24px;font-weight:900}

.footer{background:#0c1c31;color:#fff}
.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:32px;padding:47px 0 29px}
.footer-grid h4{color:var(--lime);margin-top:0}
.footer-grid a{display:block;color:#d8e0e9;margin:9px 0;font-size:14px}
.footer-grid p{color:#b9c5d2;line-height:1.65}
.footer-logo{margin-bottom:15px}
.compliance{border-top:1px solid rgba(255,255,255,.13);padding:22px 0 30px}
.compliance p{font-size:12px;line-height:1.6;color:#aeb9c6}
.legal{display:flex;gap:18px;flex-wrap:wrap;font-size:13px}

.whatsapp{position:fixed;right:20px;bottom:20px;width:55px;height:55px;border-radius:50%;display:grid;place-items:center;background:#25d366;color:#fff;font-weight:900;box-shadow:0 8px 25px rgba(0,0,0,.2);z-index:80}

.cookie{position:fixed;left:20px;right:20px;bottom:20px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:18px 20px;display:none;justify-content:space-between;align-items:center;gap:18px;z-index:90}
.cookie.show{display:flex}
.cookie span{display:block;color:var(--muted);font-size:13px;margin-top:4px}
.cookie-buttons{display:flex;gap:10px}
.cookie button{border:1px solid var(--line);background:#fff;border-radius:999px;padding:11px 14px;cursor:pointer}
.cookie button.button{background:var(--lime)}

@media(max-width:920px){
  .menu-btn{display:block}
  .menu{display:none;position:absolute;left:0;right:0;top:115px;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}
  .menu.open{display:flex}
  .hero-grid,.split,.form-layout{grid-template-columns:1fr}
  .cards,.steps{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero h1,.inner-hero h1{font-size:44px}
}
@media(max-width:620px){
  .mini-inner{flex-direction:column;align-items:flex-start;gap:5px}
  .mini-inner div{gap:10px}
  .hero-grid{padding:52px 0}
  .hero h1,.inner-hero h1{font-size:36px}
  .head h2{font-size:32px}
  .cards,.steps,.grid2,.footer-grid,.panel-grid{grid-template-columns:1fr}
  .strip-grid{grid-template-columns:1fr 1fr}
  .cta-inner{flex-direction:column;align-items:flex-start}
  .cookie{flex-direction:column;align-items:flex-start}
  .whatsapp{bottom:105px}
}